Monday, February 7, 2011

Your Most Common Auto Insurance

In order to understand more about how to insure your vehicle and other topics related to it, let us try to answer the most common questions asked about it. You might find one of your own questions here that you probably have searching for the answer for some time already. Is everyone really required to insure their vehicle? Yes, this is the law of the United States. All states require drivers to insure their vehicles, but the limits of the minimum and maximum amounts differ for each state. You may want to check out the right figures for the state that you are residing in so you will know if you have followed what is in accordance with the state laws. If my license gets revoked or suspended, can I cancel my policy? Yes, as long as the situation needs you to do so, like in the case of a suspended license. If there are any premiums that are unused, they may still be repaid. You may want to check out the terms and conditions of your company about cancellation of policy. When another person drives my car, will he or she be covered by my policy? Yes, anyone who drives your car can be covered provided that you have included their names when you insured your vehicle. Here is a tip: when you are living with family members who have driver’s licenses, you may want to include them when you insure your vehicle in case they need to drive your car.

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